Key Financial Numbers Every Entrepreneur Should Review Monthly

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Key Financial Numbers Every Entrepreneur Must Track Monthly Vinu: Manu, I don’t have time to study full financial statements every month. What are the exact numbers I should track? Manu: Good thinking, Vinu. As an entrepreneur, you only need 8 critical numbers every month. Vinu: What is the first on...

Common Financial Mistakes Growing Businesses Must Avoid

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Common Financial Mistakes Growing Businesses Must Avoid Vinu: Manu, as businesses grow, what are the most common financial mistakes you see? Manu: The first mistake is growing sales without planning working capital. For example, revenue jumps from ₹8 crore to ₹12 crore, but receivables also increase...

Post-Sanction Monitoring: What Bankers Should Track on a Monthly Basis

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Post-Sanction Monitoring: The Monthly Checklist Every Banker Must Follow Vinu: Manu, once a loan is sanctioned, what should a banker actually track every month? Manu: Three things—account conduct, cash flow behaviour, and compliance with sanction terms. Vinu: Let’s start with account conduct. What d...

Term Loan Appraisal: Key Mistakes Bankers Make While Evaluating Projects

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Term Loan Appraisal Mistakes: Why Good Projects Turn into Bad Loans Vinu: Manu, while appraising term loan projects, where do bankers usually go wrong? Manu: The first mistake is trusting the project cost and estimates blindly, without validating quotations, capacity and market reality. Vinu: Can yo...

Latest Development on Essential Commodities Act & LPG Supply Crisis

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Latest Development on Essential Commodities Act & LPG Supply Crisis Vinu: Manu, I read an article in Business Line dated March 12, 2026 titled “What is Essential Commodities Act, why has it been invoked for LPG supply?” What is this issue about? Manu: Vinu, this article explains why the Government o...