access_time 2023-07-19T07:32:08.073Z face CA N Raja
Unraveling the Mystery of Liquidity A Candid Conversation Between Manu & Vinu Introduction: Welcome to another exciting episode of our finance blog series, where we dive deep into the world of financial analysis. Today, we'll explore the intriguing realm of liquidity analysis. In this enlightening c...
access_time 2023-07-17T06:18:27.607Z face CA N Raja
Term Loan Appraisal : Critical Aspects Vinu, a credit analyst, is relatively new to the banking industry and has been assigned to work closely with Manu, an experienced credit manager. They are sitting in the bank's conference room, reviewing a term loan proposal from a potential borrower. Vinu take...
access_time 2023-07-16T06:37:27.629Z face CA N Raja
Decoding DSCR Why CC/OD Interest isn't in the Denominator & the Role of the Working Capital Cycle Vinu: Hey Manu, I've been scratching my head over something related to the Debt Service Coverage Ratio (DSCR). Can you help me out? I'm confused about why the interest on cash credit (CC) or overdraft (...
access_time 2023-07-09T04:24:09.72Z face CA N Raja
Exploring Hypothecation A Conversational Journey Introduction: Welcome to our conversation on hypothecation! Join Manu, the knowledgeable expert, and Vinu, the curious professional, as we dive into the intricacies of this financial concept. Hypothecation, using assets as collateral for loans, has be...
access_time 2023-07-07T17:00:26.488Z face CA N Raja
Credit Ratings Unraveled: A Conversational Expedition into Financial Confidence Introduction: Welcome, readers, to an informative and engaging conversation between two friends, Manu and Vinu, as they delve into the world of credit rating. Manu, a knowledgeable individual, is here to answer Vinu's qu...