Operating Cycle

access_time 2023-08-15T09:54:19.343Z face CA N Raja
pBcrsfu Understanding the Operating Cycle A Conversation Between Manu & Vinu Vinu: Hey Manu, I've been hearing about something called the "Operating Cycle" in business. Can you explain what that is? Manu: Of course, Vinu! The operating cycle is a fundamental concept in business that helps us underst...

Ratios Across Industries

access_time 2023-08-03T16:38:25.286Z face CA N Raja
Ratios Across Industries: Acceptable level of ratios for different types of businesses A Conversation Between Manu & Vinu Vinu: Hey Manu, I've been wondering why there's a difference in the acceptable level of ratios for different types of businesses. I've noticed that sometimes higher ratios are in...

Liquidity Analysis

access_time 2023-07-19T07:32:08.073Z face CA N Raja
Unraveling the Mystery of Liquidity A Candid Conversation Between Manu & Vinu Introduction: Welcome to another exciting episode of our finance blog series, where we dive deep into the world of financial analysis. Today, we'll explore the intriguing realm of liquidity analysis. In this enlightening c...

Term Loan Appraisal: Critical Aspects

access_time 2023-07-17T06:18:27.607Z face CA N Raja
Term Loan Appraisal : Critical Aspects Vinu, a credit analyst, is relatively new to the banking industry and has been assigned to work closely with Manu, an experienced credit manager. They are sitting in the bank's conference room, reviewing a term loan proposal from a potential borrower. Vinu take...

Decoding DSCR: Why CC/OD Interest isn't in the Denominator and the Role of the Working Capital Cycle

access_time 2023-07-16T06:37:27.629Z face CA N Raja
Decoding DSCR Why CC/OD Interest isn't in the Denominator & the Role of the Working Capital Cycle Vinu: Hey Manu, I've been scratching my head over something related to the Debt Service Coverage Ratio (DSCR). Can you help me out? I'm confused about why the interest on cash credit (CC) or overdraft (...