The Critical Role of Profitability Analysis in Business Loan Evaluations Vinu: Hi Manu, I'm currently working on evaluating some business loan proposals, and I've been reading about the importance of profitability analysis. Can you explain why it's so crucial in this context? Manu: Absolutely, Vinu....
Unsecured Funding for Companies: Trusting the Numbers and Beyond In the ever-evolving landscape of business financing, the role of unsecured funding has become increasingly significant, offering companies a means to access capital without the need for collateral. For Indian bankers navigating this ...
Understanding Inventory Holding Period: Insights for Bankers Introduction: Welcome to our blog, where we dive into the concept of inventory holding period and its relevance for bankers. In this scenario, Vinu, a curious banker, approaches Manu, an expert in inventory management, seeking clarificatio...
Understanding Depreciation and Amortization from a Banker's Perspective: A Conversational Blog Introduction: In the world of finance, bankers play a crucial role in assessing the financial viability of businesses. When it comes to evaluating a company's financial statements, understanding concepts l...
Exploring First Loss Default Guarantee A Conversation Between Manu & Vinu Introduction: In the realm of financial services, terms like "guarantee," "default," and "risk" can seem complex and intimidating. However, there are financial instruments designed to mitigate risks and offer peace of mind to ...