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How Bankers Should Read Financial Statements Beyond the Numbers
access_time 1768149000000 face CA N Raja
How Bankers Should Read Financial Statements Beyond the Numbers Vinu: Manu, as bankers we see balance sheets and P&L statements every day. But everyone says we should read financials “beyond the numbers.” What does that actually mean? Manu: It means not stopping at totals and ratios. Financial state...
Should You Buy Digital Gold? SEBI’s Alert Explained Simply
access_time 2025-11-14T09:36:35.013Z face CA N Raja
Should You Buy Digital Gold? SEBI’s Alert Explained Simply Vinu: Manu, I read in BusinessLine that SEBI has warned investors about digital gold. Why is SEBI suddenly concerned? Manu: Good question, Vinu. SEBI noticed a rapid rise in people buying digital gold through online platforms like Google Pay...
Working Capital Assessment for Commission Agents in APMC Markets
access_time 2025-09-14T15:34:35.149Z face CA N Raja
Working Capital Assessment for Commission Agents in APMC Markets Vinu: Manu, I’ve got one more doubt. How do banks assess working capital for commission agents in APMC markets, like those dealing in onions or potatoes? Manu: Good question, Vinu. See, commission agents are very different from normal ...
Breaking Into Credit: A Service Officer’s Roadmap to a Banking Career Upgrade
access_time 2025-07-24T06:36:07.561Z face CA N Raja
Breaking Into Credit: A Service Officer’s Roadmap to a Banking Career Upgrade Vinu: Manu, I’m currently working as a service officer where I handle both sales and operations. But honestly, I want to move into the credit department. Any idea how I can go about it? Manu: That’s a great move, Vinu. Cre...
How Bankers Decode Quarterly Results
access_time 2025-07-21T10:08:24.373Z face CA N Raja
How Bankers Decode Quarterly Results: A Practical Guide with Vinu & Manu Vinu: Manu, companies have started releasing their quarterly results. But the information is very limited. How do banks actually evaluate these results? Manu: That’s a good question, Vinu. Even though quarterly results are limi...
