Launch your Graphy
There are no items in your cart
Add More
Add More
| Item Details | Price | ||
|---|---|---|---|
Moody’s Outlook on Indian Banks: Asset Quality, Loan Growth & Key Risks Explained
access_time 2025-06-04T15:59:14.024Z face CA N Raja
Moody’s Outlook on Indian Banks: Asset Quality, Loan Growth & Key Risks Explained Vinu: Manu, I saw Moody’s made a statement about Indian banks. What are they saying? Manu: Moody’s said that despite global trade tensions, the Indian banking sector is expected to broadly preserve its asset quality, t...
RBI’s Gold Loan Guidelines: Reform or Roadblock?
access_time 2025-06-03T08:45:21.463Z face CA N Raja
RBI’s Gold Loan Guidelines: Reform or Roadblock? Vinu: Manu, what’s this big issue about RBI’s draft norms for gold loans? I read somewhere that it’s creating a lot of fuss. Manu: That’s true, Vinu. The RBI has recently proposed draft norms for gold loans, especially those issued against high-value ...
Collateral Coverage Ratio vs Loan-to-Value Ratio: What’s the Difference?
access_time 2025-06-02T08:41:37.89Z face CA N Raja
Collateral Coverage Ratio vs Loan-to-Value Ratio: What’s the Difference? Vinu: Manu, I came across two terms in a credit proposal — Collateral Coverage Ratio and Loan-to-Value Ratio. Are they the same thing? Manu: Great question, Vinu. They're related but not the same. In fact, they’re almost like m...
Land Loans for SMEs: What’s Allowed and What’s Not
access_time 2025-05-26T06:00:12.179Z face CA N Raja
Land Loans for SMEs: What’s Allowed and What’s Not Vinu: Manu, I’ve got a question. Can banks give a term loan to an SME just to buy a piece of commercial land? Manu: That’s a good question, Vinu. Generally speaking, banks are not allowed to give loans just for the purchase of land, especially when ...
Temporary vs Seasonal Overdraft: What’s the Difference?
access_time 2025-05-05T07:39:52.082Z face CA N Raja
Temporary vs Seasonal Overdraft: What’s the Difference? Vinu: Manu, I’m trying to understand the difference between temporary and seasonal overdraft (OD) facilities. Could you explain them to me? Manu: Sure, Vinu! Both temporary and seasonal ODs are credit facilities provided by banks, but they serv...
