Evaluating a Cash Credit Limit Enhancement: A Comprehensive Approach Vinu: Hey Manu, I heard the firm dealing in wholesale marine sea fish in Ernakulam wants to increase their cash credit limit from Rs. 200 lakhs to Rs. 400 lakhs. What's your take on that? Manu: Yes, Vinu, they made the request citi...
Understanding Borrower Roles: Borrower, Co-Borrower, Co-Obligant, and Guarantor Simplified Vinu: Hey Manu, I’ve been trying to understand some terms related to borrowing money. Can you explain the difference between a borrower, co-borrower, co-obligant, and guarantor? Manu: Sure, Vinu! Let’s break i...
Key Considerations for Financing Warehouse Construction: A Conversation Between Manu and Vinu Vinu: Hey Manu, I’m working on a case where a client wants to finance the construction of a warehouse. What are the key areas we should be looking into? Manu: That’s a complex project, Vinu. Start with a fe...
Understanding Project Life Coverage Ratio and Project Life: A Conversation Between Manu and Vinu Vinu: Hey Manu, I’ve been hearing about the Project Life Coverage Ratio (PLCR) lately. Can you explain how to calculate it? Manu: Sure, Vinu. The PLCR is a key metric in project finance that helps measur...
Export Factoring: Simplifying Cash Flow for Indian Exporters Vinu: Hey Manu, I’ve been hearing a lot about export factoring lately, but I’m not entirely sure what it is. Can you explain it to me? Manu: Sure, Vinu! Export factoring is a financial service where an exporter sells their export invoices ...