Understanding Sensitivity Analysis in Term Loan Appraisal: A Conversation Between Manu and Vinu

access_time 2024-09-14T04:34:59.597Z face CA N Raja
Understanding Sensitivity Analysis in Term Loan Appraisal: A Conversation Between Manu and Vinu Vinu: Hi Manu, I’ve heard the term “sensitivity analysis” used when appraising term loans, but I’m not quite sure what it means. Could you explain it to me? Manu: Of course, Vinu. Sensitivity analysis is ...

Depreciation & Accumulated Depreciation

access_time 2024-09-11T17:08:36.292Z face CA N Raja
Depreciation & Accumulated Depreciation - A Discussion Vinu: Hey Manu, I've been reading about financial statements, and I'm a bit confused about Depreciation and Accumulated Depreciation. Can you explain the difference? Manu: Of course, Vinu! Depreciation is the systematic allocation of the cost of...

Understanding AUM in NBFCs

access_time 2024-09-11T17:02:52.324Z face CA N Raja
Understanding AUM in NBFCs: A Conversation Between Manu and Vinu Vinu: Hey Manu, I've been reading the annual report of an NBFC, and they keep mentioning AUM. What exactly is AUM, and how is it calculated for NBFCs? Manu: Good question, Vinu! AUM, or Assets Under Management, refers to the total valu...

Understanding Recourse Structures in Bank Guarantees

access_time 2024-08-28T10:12:21.736Z face CA N Raja
Understanding Recourse Structures in Bank Guarantees - A Discussion Vinu: Hey Manu, I was reading about bank guarantees and came across the term “recourse structure.” Can you explain what that is? Manu: Sure, Vinu. A recourse structure in a bank guarantee means that if the principal, the person or c...

Exploring Different Types of Bill Discounting

access_time 2024-08-27T10:27:04.398Z face CA N Raja
Exploring Different Types of Bill Discounting Vinu: Hey Manu, I’ve heard about bill discounting as a way to manage cash flow, but I’m not sure about the different types. Can you explain the types of bill discounting to me? Manu: Sure, Vinu! Bill discounting is a financial arrangement where a busines...