Are you struggling in understanding banking credit-related matters like Financial Ratio Analysis, Cash Flow and Fund Flow Analysis, Working Capital Assessment and products like Cash Credit, Letter of Credit, Bank Guarantee, Buyers Credit, Term Loan appraisal covering Debt Equity Analysis, DSCR, FOIR, etc.? 

Are you a Finance Professional working on Project Funding for your clients? 

Are you a Banker aspiring to rise to the top in your career?

Banking Credit Courses

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LIVE Webinar on Financial Analysis - Must skill for every 
Banking Executive.
Banking Credit Analysis Process (for Bankers
How to Read 
Balance Sheet
How to prepare CMA Report for Bank Loans?



This course is very practical and uptill now I have learnt many things. Mr. Raja is very supportive and he is always approachable. He clarifies my each and every doubt over messages where he takes all the pain to write the solutions on a page and send me the pictures. I am happy that I have invested in the right platform and I would request everybody to start your learning journey with Mr. Raja. Happy learning.


Checked your sessions on Funds Flow Mgmt on YouTube, such a elusive and clear way of making ppl understand things easily.. Meanwhile, checked with other videos on similar topic in you tube.. No one can match you.. With your session was able to present the case study on the same easily and was well received and appreciated by peers...
Kudos to you sir.....


Sir Good morning thank you much...I'm really really thank full to you because by watching your lectures I have gained conceptual clarity and able to analyze the financial statements as I'm working as credit officer.I have cleared my written exam of certified credit officer and JAIIB because of your classes. Firsly I have watched DSCR ratio in YouTube really such a teaching skills you are having sir, You are God gift to all ,especially to bankers...once again thanks..thanks alot sir.God bless you and your family with good health and wealth.


Get a daily dose of Educational Finance & Business Lectures at no cost.

For whom?

  • Bankers
  • Working Professionals & Executives
  • Preparing for Professional exams preparation like CA/CMA/CS/MBA/JAIIB/CAIIB/CCP
  • Competitive Exams

Free Courses

(Mini Webinars & Crash Courses)

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Mini Webinar
Cash Flow Analysis
Practice Session Series
Working Capital Management
Crash Course
Banking Credit
Crash Course
Financial Analysis

Free E-Books

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E-BOOK on 
Financial Ratio Analysis
E-Book on Debt Service Coverage Ratio (DSCR)
E-BOOK on 
Debt Equity Ratio
E-Book on Working Capital Management

Contact Us

Raja Natarajan, B.Com., PGDBA, FCA

I am a Chartered Accountant with tonnes of passion for teaching. I teach Financial Management & Strategic Financial Management for Chartered Accountancy, Cost and Management Accountancy and Company Secretary students in Ernakulam, India. I also hold Post Graduate Diploma in Business Administration in Finance from Symbiosis, Pune and Bachelors in Commerce, from Loyola College, Chennai. 

 I worked in State Bank of India as Assistant Vice President - Credit for a period of four years after which i started my Chartered Accountancy Practice. During the stint in State Bank of India, I worked on credit proposals of Mid Corporate Units and gained good experience in Financial Analysis, Risk Assessment, Viability Study, Evaluating business models, Project Finance, Working Capital Management, etc.

I conduct work shops for Entrepreneurs, Chartered Accountancy / Cost and Management Accountancy Students on the topics like Project Finance, Credit Risk Assessment, Entrepreneurship Development, Finance for Non Finance Executives, etc. I love teaching and i want fundamentals of accounting and finance to reach students and so i am here.

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