"Must Free Course For Every Banker"
|star star star star star_half||4.6 (8 ratings)|
Instructor: CA N Raja, B.Com., PGDBA, FCA
Validity Period: Lifetime
Welcome to free Crash course in Banking Credit.
Credit Analysis is the core process adopted by any Bank to understand, evaluate and appreciate about the Customers Identity, Integrity, Financial Position, - Repayment Capacity, Etc.
Every Banker should be thorough with Credit Analysis Process because day in day out they have to deal with new customers and before sanctioning any new loans to them, Banker should have made detailed study of their customers.
This course will take you through that process. See you inside the course!
|Introduction to Banking Credit Analysis Process|
|Why Credit Analysis Required|
|Know Your Customer (KYC)|
|Know Financial Position and ability to Pay Back|
|Financial Statements Reading Skill|
|Structure of Balance Sheet|
|What is important in Reading Balance Sheet|
|How to write Bank Loan Proposal - Introduction|
|Write Brief Background of Borrower|
|Analysis of Financial Ratios|
|Introduction to Ratio Analysis|
|Classification of Ratio|
|Inventory Holding Period|
|Debt Service Coverage Ratio|
|Performance and Financial Indicators Analysis in Loan Proposal|
|Sales Movement Analysis while writing Loan Proposal|
|Analysis of Operating Profit|
|Analysis of TNW, Adjusted TNW and TOL/TNW in Loan Proposal|
|Cash Flow & Fund Flow Analysis|
|Introduction to Fund Flow Analysis|
|Importance of Fund Flow Analysis|
|Fund Flow Through some Numbers|
|Cash Flow Statement Introduction|
|Cash Flows from Various Activities|
|Cash Flow Analysis in Loan Proposal|
|Working Capital Loans|
|Working Capital Cycle|
|Working Capital Assessement as per Nayak Committee|
|Non Fund Based Credit Facilities|
|What and Why of Non Fund Based Credit Facilities|
|Letter of Credit|
|What is Bank Guarantee|
|Term Loan Appraisal|
|Why Business entities should go for Term Loan|
|Term Loan Appraisal By Banks|
|Cost of Project and Means of Finance under Term Loan Appraisal|
|DSCR Computation in Term Loan|
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