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Instructor: CA N Raja
Language: English
Validity Period: 365 days
Validity Period: Lifetime
Welcome to this course Financial Analysis, Term Loan Appraisal & Working Capital for CCP Exams
Reserve Bank of India makes it necessary for Bank Employees involved in specialised job like Credit Administration to undergo Certification Program Certified Credit Professional offered by IIBF before April 1, 2018. This is necessitated to improve Bank's Man Power Capacity in step with recommendations put forward by 'Committee on Capacity Building' .
This course is an Unofficial Guide to 'Certified Credit Professional Course of IIBF'. I have created lectures to discuss topic by topic of Module B & C of said course as follows
My experience as Team Leader, Credit Processing Cell in Mid Corporate Group of State Bank of India helped me a lot to deliver lectures with practical insights.
This is a self paced learning course. Use your headsets for effective listening.
See you inside the course.
Please note this course doe not cover other modules of CCP Exams.
Chapter 1 Analysis of Financial Statements - Basics | |||
Financial Statements | |||
finance-for-non-finance3.mp4 | Preview | ||
Income Statement and Balance Sheet | |||
2-Income-Statement-and-Balance-Sheet.mp4 | Preview | ||
Sources and Uses of Funds | |||
Sources-and-Uses-of-Funds.mp4 | |||
Financial Statement Making Process | |||
4-Financial-Statement-Making-Process.mp4 | |||
Difference between Income, Liability, Expense and Assets | |||
5-DIFFERENTIATING-FACTOR-FOR-ASSET-LIABILITY-INCOME-AND-EXPENSE.mp4 | |||
Chapter 2 Analysis of Financial Statements - Structure / Format | |||
General Instructions - Financial Statements - Schedule III of Companies Act 2013 | |||
2-Gen-instru-SIII.mp4 | |||
General Instructions related to Assets and Liabilities | |||
3 GI A and L.mp4 | |||
General Instructions related to Share Capital | |||
4 GI SC.mp4 | |||
General Instructions related to Reserves and Surplus | |||
5 GI R and S.mp4 | |||
GI General Instructions related to Long Term Borrowings | |||
6 GI LTB.mp4 | |||
General Instructions related to Long Term Provision | |||
7 Long Term Provision.mp4 | |||
General Instructions related to Short Term Borrowings | |||
8 STB.mp4 | |||
General Instructions related to Other Current Liabilities | |||
9 Other CL.mp4 | |||
Balance sheet format | |||
10-Balance-sheet-format.mp4 | |||
Tangible assets | |||
11-Tangible-assets.mp4 | |||
Intangible Assets | |||
12-Intangible-Assets.mp4 | |||
Non Current Invt | |||
13-Non-Current-Invt.mp4 | |||
Other NCA | |||
15-Other-NCA.mp4 | |||
Long term LA | |||
14-Long-term-LA.mp4 | |||
Inventories | |||
16-Inventories.mp4 | |||
Trade Receivables | |||
17-Trade-Receivables.mp4 | |||
Cash and CE | |||
18-Cash-and-CE.mp4 | |||
Cont liab and commitment | |||
20-Cont-liab-and-commitment.mp4 | |||
Short term LA | |||
20-Short-term-LA.mp4 | |||
PL Format | |||
21-PL-Format.mp4 | |||
GI PL | |||
22-GI-PL | |||
Chapter 1 Analysis of Financial Statements - Ratios | |||
Introduction to Ratio Analysis (Talking Head) | |||
2948.mp4 | |||
Classification of Ratio (Talking Head) | |||
32-FM32.mp4 | |||
Introduction to Liquidity Ratio (Talking Head) | |||
2946.mp4 | |||
Classification of Liquidity Ratio (Talking Head) | |||
34 FM34.mp4 | |||
Current Ratio (Talking Head) | |||
35 FM35.mp4 | |||
Quick Ratio (Talking Head) | |||
36 FM36.mp4 | |||
Ideal Current Ratio and Quick Ratio (Talking Head) | |||
37 EM37.mp4 | |||
Absolute liquidity Ratio (Talking Head) | |||
38 FM38.mp4 | |||
Basic Defense interval Ratio (Talking Head) | |||
39 FM39.mp4 | |||
Capital Structure Ratios (Talking Head ) | |||
40 FM40.mp4 | |||
Turn over Ratio (Talking Head ) | |||
41 FM41 | |||
Inventory Turn over Ratio (Talking Head ) | |||
42 FM24 | |||
Debtors Turn over Ratio (Talking Head) | |||
43 FM43 | |||
Creditors Turn over Ratio (Talking Head) | |||
44 FM44 | |||
Inventory Holding Period (Talking Head) | |||
45 FM45 | |||
Debtors Collection Period (Talking Head) | |||
46 FM46 | |||
Creditors Payment Period (Talking Head) | |||
47 FM47 | |||
Case Study 1 Ratio Analysis (Talking Head) | |||
48 FM48 | |||
Case Study 2 Ratio Analysis (Talking Head) | |||
49 FM49 | |||
Case Study 3 Ratio Analysis (Talking Head) | |||
50 FM50 | |||
Case Study 4 Ratio Analysis (Talking Head) | |||
51 FM51 | |||
Debt Service Coverage Ratio (Talking Head) | |||
52 FM52 | |||
Interest Coverage Ratio (Talking Head) | |||
53 FM53 | |||
Preference Dividend Coverage Ratio (Talking Head) | |||
54 FM54 | |||
Capital Gearing Ratio (Talking Head) | |||
55 FM55 | |||
Profitability Ratio (Talking Head) | |||
56 FM56 | |||
General Profitability Ratio (Talking Head) | |||
57 FM57 | |||
Return on Investment Ratios (Talking Head) | |||
58 FM58 | |||
Various Ratio for Equity Share holders (Talking Head) | |||
59 FM59 | |||
Market Value Ratios (Talking Head) | |||
60 FM60 | |||
Summary and limitation of Ratio Analysis (Talking Head) | |||
61 FM61 | |||
Fund Flow Analysis | |||
Introduction to Fund Flow Analysis (Talking Head) | |||
2950 | |||
Importance of Fund Flow Analysis (Talking Head) | |||
74 FM74 | |||
Fund Flow Through some Numbers (Talking Head) | |||
75 FM75 | |||
Fund Flow Through Digram (Talking Head) | |||
76 FM76 | |||
How to identify long term Sources and Uses (Talking Head) | |||
77 FM77 | |||
Example of Long Term Source And Uses (Talking Head) | |||
78 FM78 | |||
Standard Format of Fund Flow Statement (Talking Head) | |||
79 FM79 | |||
Fund Flow Analysis Case Study | |||
80 FM80 | |||
Fund Flow Statement Analysis of Real Case | |||
81 FM81 | |||
Project Appraisal / Term Loan Appraisal | |||
Introduction to Term Loan Appraisal | |||
2141 | |||
What is TEV Study? | |||
2142 | |||
Technical Viability of Project | |||
2143 | |||
Financial Viability of Project | |||
2144 | |||
Economic Viability of Project | |||
2145 | |||
Commercial Viability of Project | |||
2146 | |||
Managerial aspects of Project | |||
2147 | |||
Compliance aspects of Project | |||
2148 | |||
Cost of Project and Means of Finance under Term Loan Appraisal | |||
2149 | |||
Land Cost and related inputs under cost of Project - Term Loan Appraisal | |||
2150 | |||
Building Cost and related inputs under cost of Project -Term Loan Appraisal | |||
2151 | |||
Plant and Machinery Cost and related inputs under cost of Project -Term Loan App | |||
2152 | |||
Technical Know how and related inputs under cost of Project -Term Loan Appraisal | |||
2153 | |||
Preliminary Expenses and related inputs under cost of Project -Term Loan Apprais | |||
2154 | |||
Pre-operative Expenses and related inputs under cost of Project -Term Loan Appra | |||
2155 | |||
Provision for Contingencies and related inputs under cost of Project -Term Loan | |||
2156 | |||
Working Capital Margin and related inputs under cost of Project -Term Loan Appra | |||
2157 | |||
General aspects related to estimation of Cost of Project - Term Loan Appraisal | |||
2158 | |||
Introduction of Sources of Finance - Term Loan Appraisal | |||
2159 | |||
Share Capital as source of Finance - Term Loan Appraisal | |||
2160 | |||
Internal Accruals as source of Finance - Term Loan Appraisal | |||
2161 | |||
Subsidies as source of Finance - Term Loan Appraisal | |||
2162 | |||
Debenture as source of Finance - Term Loan Appraisal | |||
2163 | |||
Term Loan as source of Finance - Term Loan Appraisal | |||
2164 | |||
Unsecured Loans as source of Finance - Term Loan Appraisal | |||
2165 | |||
Project Implementation Schedule | |||
2166 | |||
Production Factors - Term Loan Appraisal | |||
2167 | |||
Manufacturing Process - Term Loan Appraisal | |||
2168 | |||
Other Production Factors - Term Loan Appraisal | |||
2169 | |||
Analysis of DSCR (Gross Average & Net Average) | |||
2170 | |||
Analysis of DSCR (Gross Average & Net Average) | |||
2171 | |||
Break Even Analysis in Term Loan Appraisal | |||
2202 | |||
Break Even Analysis Case 1 in Term Loan Appraisal | |||
2203 | |||
Break Even Analysis Case 2 in Term Loan Appraisal | |||
2204 | |||
Sensitivity Analysis in Term Loan Appraisal | |||
2205 | |||
Sensitivity Analysis Sales Drop Testing Case 1 in Term Loan Appraisal | |||
2206 | |||
Sensitivity Analysis Variable Cost Increase Testing Case 2 in Term Loan Appraisa | |||
2207 | |||
Sensitivity Analysis Material Cost Increase Testing Case 3 in Term Loan Appraisa | |||
2208 | |||
Sensitivity Analysis DSCR Testing Case 4 in Term Loan Appraisal | |||
2209 | |||
Payback period - Talking Head | |||
Payback period | |||
PayBack Period Case Study 1 - Taking Head | |||
PayBack Period Cs1 | |||
PayBack Period Case Study 2 - Taking Head | |||
Payback Period Cs2 | |||
Accounting Rate of Return (Talking Head) | |||
112 FM112 | |||
Accounting Rate of Return (PPT Based) | |||
2808 123 Accounting Rate of Return | |||
Introduction to Time Value of Money | |||
2897 | |||
Concepts Related To Time Value Of Money (Talking Head) | |||
2898 | |||
Future Value of Single Cash Flow (Simple Interest & Compound Interest) | |||
2669 | |||
Compound Value and Interest (Talking Head) | |||
2899 | |||
Present Value Formula | |||
2903 | |||
Case 1 Present Value (Talking Head) | |||
16 FM16 | |||
Case 2 Present Value (Talking Head) | |||
17 FM17 | |||
Introduction to NPV (Talking Head) | |||
124 FM124 | |||
Case Study 1 NPV (Talking Head) | |||
125 FM125 | |||
Case Study 2 NPV (Talking Head) | |||
126 FM126 | |||
Case Study 3 NPV (Talking Head) | |||
127 FM127 | |||
Profitability Index Method (Talking Head) | |||
128 FM128 | |||
Case Study 1 Profitability Index (Talking Head) | |||
129 FM129 | |||
Introduction to Internal Rate of Return (Talking Head) | |||
136 FM136 | |||
How to find IRR (Talking Head) | |||
137 FM137 | |||
Case Study 1 IRR (Talking Head) | |||
138 FM138 | |||
Case Study 2 IRR (Talking Head) | |||
139 FM139 | |||
Working Capital Assessment | |||
Introduction to Working Capital Management (Talking Head) | |||
149 FM149 | |||
Working Capital Introduction (Talking Head) | |||
150 FM150 | |||
Importance of Adequate Working Capital (Talking Head) | |||
151 FM151 | |||
Optimum Working capital (Talking Head) | |||
152 FM152 | |||
Working Capital Cycle (Talking Head) | |||
155 FM155 | |||
Holding Period Computation (Talking Head) | |||
156 FM156 | |||
Working Capital Loans | |||
23b Working Capital Loans | |||
Working Capital Cycle | |||
23c Working Capital Cycle | |||
Tandon Committee Recommendations on Working Capital Assessment | |||
145 CFA145 | |||
Review of Assessed Bank Finance | |||
2120 | |||
Working Capital Cycle Explanation | |||
2121 | |||
Working Capital Cycle Analysis | |||
2122 | |||
Assessment of CC Book Debts | |||
2123 | |||
Assessment of Letter of Credit Limit | |||
2124 | |||
Non Fund Based Credit Facilities | |||
What and Why of Non Fund Based Credit Facilities? | |||
329 CFA329 | |||
Letter of Credit | |||
2905 | |||
Documents involved in Letter of Credit | |||
332 CFA332 | |||
Types of Letter of Credit | |||
333 CFA333 | |||
General aspects related to LC | |||
334 CFA334 | |||
Assessment of Letter of Credit | |||
335 CFA335 | |||
What is Bank Guarantee? | |||
2949 | |||
Types of Bank Guarantee | |||
337 CFA337 | |||
Bid Bond Guarantee | |||
338 CFA338 | |||
Advance Payment Guarantee | |||
339 CFA339 | |||
Appraisal and Assessement o BG Limits | |||
340 CFA340 | |||
What is Bid Bond Guarantee? | |||
2915(2) | |||
Maintenance bond / guarantee | |||
2952 | |||
What is Retention Money Guarantee? | |||
2953 | |||
What is Advance payment Guarantee? | |||
2954 |
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