MONEY TALKS

Conversations on Personal Finance with Manu and Vinu

Why You Need This Book?

Most people struggle with money because they were never taught how to manage it properly. Schools don’t teach it, and many finance books are too complicated.✅ This book makes financial learning fun and easy! Instead of boring theories, it presents practical money lessons through the engaging conversations of Manu (the mentor) and Vinu (the learner).

🔹 What You'll Learn:

✅ How to manage income, expenses, savings, and investments
✅ The secrets of budgeting, debt control, and wealth-building
✅ How to make smart investment decisions based on your goals
✅ The biggest financial mistakes to avoid (real-life examples included!)
✅ How to achieve financial freedom with simple, actionable steps📌 No jargon. No confusion. 

Just real, relatable financial wisdom.

🎯 Start Your Financial Transformation Today!

Who Is This Book For?

🔹 Young Professionals – Want to start managing money wisely? This is your guide.
🔹 Students & Fresh Graduates – Understand money early to avoid financial struggles later.
🔹 Entrepreneurs & Business Owners – Learn how to make smart financial decisions for long-term success.
🔹 Anyone Who Wants Financial Freedom! – If you want to break free from financial stress, this book is for you.💡 No matter your background, this book will change how you think about money.

📖 Join thousands of readers on the journey to financial clarity!

Sneak Peek: What’s Inside?

📖 Part 1: The Foundations of Personal Finance

  • Understanding the role of money in life
  • Budgeting for success with practical tools
  • Setting SMART financial goals for a secure future
📖 Part 2: Managing Your Finances
  • How to buy and manage assets wisely (appreciating vs. depreciating assets)
  • Avoiding bad financial decisions and impulse purchases
  • Debt management strategies: Good debt vs. Bad debt
📖 Part 3: Building Wealth & Financial Security
  • How to grow your wealth through smart investments
  • The power of compounding and risk diversification
  • Retirement planning: Securing your future
📖 Part 4: Securing Your Future
  • The importance of insurance: Life, health, and property coverage
  • Building an emergency fund for financial stability
  • Preparing for unexpected financial challenges
📖 Part 5: Avoiding Common Financial Mistakes
  • The biggest financial mistakes people make and how to avoid them
  • Understanding the impact of overspending and ignoring inflation
  • Real-life examples of financial failures and key lessons learned
📖 Part 6: Living a Peaceful Financial Life
  • Financial minimalism: How to simplify your finances and reduce stress
  • Steps to achieving financial freedom and long-term wealth
  • Case study: From living paycheck-to-paycheck to financial success
💡 Learn practical money strategies in a fun, engaging way through Manu and Vinu’s conversations!

What Makes This Book Unique?

📌 Conversational Learning – No complex theories! Just real conversations between two relatable characters.
📌 Real-Life Case Studies – Learn from real-world financial scenarios.
📌 Step-by-Step Money Lessons – Practical, actionable strategies you can apply immediately.
📌 Written by a Trusted Finance CoachCA N Raja has trained thousands of professionals in banking and finance.

🎯 Don’t let financial confusion hold you back. Take charge today!

💰 Your Financial Freedom Starts Here!

📖 Start your journey to financial success with Money Talks: Conversations on Personal Finance with Manu and Vinu

🎯 Order Now – Your Future Self Will Thank You!

about the author

CA N Raja, an experienced Chartered Accountant, ex-banker, and renowned banking & finance coach, has trained thousands of professionals and entrepreneurs through his platform,   CA Raja Classes

With years of hands-on experience in financial management and credit analysis, he brings practical insights and proven strategies to this book, making it an indispensable guide for business owners.

WORKSHOPS CONDUCTED

  • Conducted a workshop on "Decision-Making Strategies in Business Finance" at the International Conference organized by the World Malayalee Council - Global Women's Forum in Malaysia.
  • Conducted series of 1-day workshops on "Financial Discipline, Management, and Strategies" for members of YES - Tamil Nadu Chamber of Commerce at various locations, including Madurai, Tirunelveli, Ramnad, Salem, Vellore, Pondicherry, and Chennai.
  • Conducted a workshop on "Financial Literacy for Budding Entrepreneurs" for students of Sathyabhama Institute of Science & Technology, Chennai.

  • Conducted CPE seminars for Chartered Accountants at the Southern India Regional Council - Institute of Chartered Accountants of India on the topics "Financial Analysis for Working Capital and Term Loans."
  • Conducted a CPE seminar for Chartered Accountants at the Ernakulam Branch of the Southern India Regional Council - Institute of Chartered Accountants of India on the topic "Project Finance."
  • Conducted series of Workshops for Axis Bank Small Business Banking (SBB) Group Executives across centers in India covering Chennai, Coimbatore, Bengaluru, Hyderabad, Vijayawada, Belgaum, Mumbai etc. on the topic Financial Analysis, Working Capital & Term Loan.