The ebook "Lending to Educational Institutions: A Guide for Bankers and Finance Professionals" published by CA Raja Classes provides a comprehensive overview of the education lending market in India. The ebook is designed to help banking and finance professionals understand the nuances of lending to educational institutions and make informed lending decisions.

The ebook is divided into seven chapters. The first chapter provides an overview of the education sector in India and highlights the importance of lending to educational institutions. It also discusses different types of lending options available to banks and financial institutions.

The second chapter focuses on understanding the educational institution lending market in India. It covers trends and statistics in educational institution lending, key players in the market, and regulations governing educational institution lending in India.

The third chapter provides an overview of different types of educational institutions in India and their funding requirements. It also discusses different loan products available for each type of institution.

The fourth chapter covers the credit assessment process for educational institutions. It highlights key factors considered while assessing the creditworthiness of an educational institution, understanding financial statements of educational institutions, and methods for assessing their repayment capacity.

The fifth chapter discusses the documentation and legal aspects of lending to educational institutions. It covers documents required for educational institution loans, legal framework governing educational institution lending, and key clauses and terms of a loan agreement.

The sixth chapter focuses on risk management in educational institution lending. It provides an overview of the risks involved in lending to educational institutions and highlights risk mitigation strategies for lenders. It also includes case studies of successful and unsuccessful lending to educational institutions.

The final chapter discusses the future of educational institution lending in India. It covers emerging trends in education lending, opportunities and challenges for lenders in the education sector, and future outlook for education lending in India.

Overall, the ebook is a valuable resource for banking and finance professionals looking to enter or expand their presence in the education lending market in India. It provides a holistic understanding of the market and equips readers with the knowledge and tools needed to make informed lending decisions.