Basics of Credit Analysis

Module 1 - Basics of Credit Analysis

"Part of Pre-Sanction (Credit & Financial Analysis) Mastery Series"

Instructor: CA N Raja, B.Com., PGDBA, FCA

Language: English

Validity Period: Lifetime

₹1999 25% OFF

₹1499 including 18% GST

Description
Course Content
How to Use

Welcome to the Basics of Credit Analysis (Module 1 of Pre-Sanction Skill (Credit & Financial Analysis) Development Courses - SME & Corporate Banking) Course.

By enrolling in this course, you will learn

What is Credit Analysis?
Credit Appraisal
Principles of Lending
Credit Policy
Credit Delivery
Types of Credit Facilities
Credit Appraisal Standards & Qualitative Parameters
Different types of Borrowers
Technical Terms related to Credit

This course is designed in a self-paced learning style. Try listening to lectures with headphones for more clarity and keep taking notes for better understanding. Have note pad and pen alongside to take note of critical points.

See you inside the course!

Note: This course is Module 1 of Pre-Sanction (Credit & Financial Analysis) Skill Development Courses. If you are aspiring to acquire overall knowledge in Pre-Sanction, enrol in this course instead.

Pre-Sanction (Credit & Financial Analysis) Mastery

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	Section 1 - Introduction to Credit Analysis
		Introduction to credit analysis process
		Supplementary Reading 1
		Management Experience and Expertise
		799 cfa799
		Supplementary Reading 2
		Credit History
		800 cfa800
		Supplementary Reading 3
		Financial Standing
		801 cfa801
		Supplementary Reading 4
		Industry Condition
		802 cfa802
		Supplementary Reading 5
		Repayment Capacity
		803 cfa803
		Supplementary Reading 6
		Know Your Customers
		2404.mp4
		Supplementary Reading 7
		Legal and Valuation of Securities
		Legal-and-Valuation-of-Securities.mp4
		Supplementary Reading 8
		Financial Statements
		804 cfa804
		Supplementary Reading 9
		Test Your Knowledge
		Quiz
		Short Q&A
		Blogs
		Is Credit Analysis Right for You? Manu and Vinu Discuss
		Credit Rating
		Case Studies
		A Case Study in Management, Financial Standing, and Risk Assessment: Credit Evaluation of Sunrise Textiles
		A Case Study: Industry Evaluation and Its Impact on Credit Decisions
		Understanding the Importance of KYC Procedures in SME and Corporate Credit
		The Importance of Legal Scrutiny and Property Valuation in Loan Sanctions
	Section 2 - Credit Appraisal
		Introduction to Credit Appraisal
		3270
		Supplementary Reading
		Credit Appraisal
		3271
		Supplementary Reading
		Validation of the Proposal
		3272
		Supplementary Reading
		Credit Risk
		3273
		Supplementary Reading
		Cardinal Principles of Lending
		3274
		Supplementary Reading
		Credit Worthiness of Borrower
		3275
		Supplementary Reading
		Credit Risk Rating
		3283
		Supplementary Reading
		Purpose of Loan
		3284
		Supplementary Reading
		Source of Repayment
		3285
		Supplementary Reading
		Cash Flows
		3286
		Collateral
		3287
		Decision making in Credit
		6573
		Difference between Corporate Lending and Retail Lending
		6574
		Information Exchange amongst Lending Institutions and Credit Information Companies
		6575
		Dun & Bradstreet
		6576
		Negative List of Information
		6577
		Central Repository of Information of Large Credits
		6578
		Know Your Customer Policies
		6579
		Mini Case Studies
		Questions
		Answers
	Section 3 Principles of Lending
		Introduction to Principles of Lending
		3128
		Supplementary Reading
		Safety of Lending
		3129
		Supplementary Reading
		Liquidity
		3130
		Supplementary Reading
		Profitability
		3131
		Supplementary Reading
		Purpose of Loan
		3138
		Supplementary Reading
		Diversification of Risk
		3139
		Supplementary Reading
	Section 4 Credit Policy
		Introduction to Credit Policy
		3172
		Supplementary Reading
		Credit Policy
		3143
		Supplementary Reading
		Contents of Credit Policy (Part 1/3)
		3173
		Supplementary Reading
		Contents of Credit Policy (Part 2/3)
		3174
		Supplementary Reading
		Contents of Credit Policy (Part 3/3)
		3175
		Supplementary Reading
	Section 5 - Credit Delivery
		Introduction to Credit Delivery
		3084
		Supplementary Reading
		Sole Banking Arrangement
		3085
		Supplementary Reading
		Multiple Banking Arrangement
		3086
		Supplementary Reading
		Syndication
		3253
		Supplementary Reading
		Types of Syndication
		3254
		Supplementary Reading
		Credit Thrust Areas
		3264
		Supplementary Reading
		Credit Priorities
		3265
		Supplementary Reading
		Credit Acquistion
		3267
		Supplementary Reading
		Tenure of Credit
		3266
		Supplementary Reading
		Statutory Restrictions on Banks on Loans & Advances
		3268
		Supplementary Reading
		Regulatory Restrictions on Banks on Loans & Advances
		3269
		Supplementary Reading
	Section 6 - Types of Credit Facilities
		Types of Credit Facilities
		3237
		Supplementary Reading
		Cash Credit - Operational Mechanism
		3238
		Supplementary Reading
		Features of Cash Credit Arrangement
		3239
		Supplementary Reading
		Advantages of Cash Credit
		3240
		Supplementary Reading
		Disadvantages of Cash Credit
		3241
		Supplementary Reading
		Overdraft Facility
		3242
		Supplementary Reading
		Difference between Cash Credit and Overdraft
		3236
		Supplementary Reading
		Introduction to loan system
		3243
		Supplementary Reading
		Bill Discounting System
		3257
		Supplementary Reading
	Section 7 - Credit Appraisal Standards & Qualitative Parameters
		Introduction to Appraisal Standards & Qualitative Parameters
		3179
		Supplementary Reading
		Liquidity and Net Working Capital
		3180
		Supplementary Reading
		Financial Soundness
		3181
		Supplementary Reading
		Turnover
		3182
		Supplementary Reading
		Profits
		3183
		Supplementary Reading
		Credit Rating
		3184
		Supplementary Reading
		Capital Markets
		3185
		Supplementary Reading
		Term Loan Related Parameters
		3186
		Supplementary Reading
		NBFC - Quantitative Parameters
		3187
		Supplementary Reading
		Infrastructure Projects - Quantitative Parameters
		3188
		Supplementary Reading
		Lease Finance - Quantitative Parameters
		3189
		Supplementary Reading
		Guarantees & Co-Acceptances
		3190
		Supplementary Reading
		Syndication of Loan
		3191
		Supplementary Reading
		Documentation responsibilities, waivers and waiver authority
		3192
		Supplementary Reading
		Test Your Knowledge
		Quiz
		Short Q&A
	Section 8 - Different types of Borrowers
		Introduction to Different types of Borrowers
		3082
		Supplementary Reading
		Major & Minor - Types of Borrowers
		3083
		Supplementary Reading
		Married Woman
		3140
		Supplementary Reading
		Purdhanashin Woman
		3141
		Supplementary Reading
		Illeterate Person
		3142
		Supplementary Reading
		Difference between Partnership Firm, LLP and Private Limited Company
		3224
		Supplementary Reading
		Agent
		3193
		Supplementary Reading
		Attorney
		3194
		Supplementary Reading
		Joint Borrowers
		3195
		Supplementary Reading
		HUF - Part 1
		3196
		Supplementary Reading
		HUF - Part 2
		3197
		Supplementary Reading
		Sole Proprietorship
		3198
		Supplementary Reading
		Partnership Introduction
		3199
		Supplementary Reading
		Partnership - Essential Ingredients
		3200
		Supplementary Reading
		Partnership - Registration
		3201
		Supplementary Reading
		Limited Liability Company
		3212
		Supplementary Reading
		Precautions while granting crediting facilities to LLP
		3225
		Supplementary Reading
		Public and Private Companies
		3213
		Supplementary Reading
		One Person Company
		3214
		Supplementary Reading
		Difference between OPC and Sole Proprietorship
		3215
		Supplementary Reading
		Small Company
		3216
		Supplementary Reading
		Precautions - Lending to Company (Part 1)
		3218
		Supplementary Reading
		Borrowing powers of Company
		3219
		Supplementary Reading
		Borrowing Ultra Vires the Company
		3220
		Supplementary Reading
		Board Resolution for Borrowing
		3221
		Supplementary Reading
		Registration of Charges
		3222
		Supplementary Reading
		Effect of Non Registration of Charges
		3223
		Supplementary Reading
	Section 9 - Technical Terms related to Credit
		Introduction
		1-Intro.mp4
		Supplementary Reading
		Technical Term
		2-tech-term1.mp4
		Supplementary Reading
		Technical Term 2
		3-TT3.mp4
		Supplementary Reading
		Priority Sector 3
		4-Priority-Sector.mp4
		Supplementary Reading
		Technical Term 4
		5-TT4.mp4
		Supplementary Reading
		Basic Rate
		6-BR.mp4
		Supplementary Reading
		Fixed & Floating Rate
		7-FFR.mp4
		Supplementary Reading
		Penal Rate of Interest
		8-pri.mp4
		Supplementary Reading
		Security
		9-Security.mp4
		Supplementary Reading
		Document of title to Goods & Bankers General Lien
		10-DTG-BGL.mp4
		Supplementary Reading
		Negative lien , Restriction Advances, Rehabilitation & Recovery
		11-NLRARR.mp4
		Supplementary Reading
		Operational Process of loan in Banks
		12-OPLB.mp4
		Supplementary Reading
		Methods for Assessment of loans
		13-MFAL.mp4
		Supplementary Reading
		Accounting aspects of loan Products
		14-AALP.mp4
		Supplementary Reading
		Basic Operating Instructions on Loan Products
		15-BOILP.mp4
		Supplementary Reading
		Operating Manual for C & A
		16-OMLA.mp4
		Supplementary Reading
		Simple Operating Procedure
		17-SOP.mp4
		Supplementary Reading
		Documentation & Margin
		18-DM.mp4
		Supplementary Reading
		VALUATION
		19-VALUATION.mp4
		Supplementary Reading
		Marketability
		20-Marketability.mp4
		Supplementary Reading
		Insurance
		21-Insurance.mp4
		Supplementary Reading
		Godown Pledged Accounts
		22-Godown.mp4
		Supplementary Reading
		Pledging of stocks
		23-Pledging-of-stocks.mp4
		Supplementary Reading
		Unpledged Goods Stored in Pledged Goods Godown
		24-UPGIPG.mp4
		Supplementary Reading
		Delivery of Stock Pledged
		25-DOSP.mp4
		Submission of Stock Statements
		26-SOSS.mp4
		Goods Hypothecated lying with Unhypothecated Goods
		27-GHKIGWUHG.mp4
		Inspection of Stock
		28-IOS.mp4
		SIP
		29-SIP.mp4
		Inspating official comment in SIR
		30-IOCSIR.mp4
		SA
		31-SA.mp4
		Inspection Charge
		32-IC.mp4
		Test Your knowledge
		Quiz
		Short Q&A

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Module 1 - Basics of Credit Analysis

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