💼 Banking Premium Membership – Your Gateway to Banking Excellence

Every day, banking professionals—whether credit officers, branch managers, relationship managers, or aspiring bankers—face a common challenge: scattered learning. One day it’s credit appraisal, the next it’s financial analysis, the day after it’s risk assessment or banking regulations. This fragmented approach leaves you uncertain, slow in decision-making, and hesitant when opportunities arise.

You see colleagues moving ahead, earning recognition, and confidently navigating complex banking scenarios—all because they have a clear, structured path to mastery. Meanwhile, you juggle random workshops, scattered notes, and free videos that barely scratch the surface.

But what if your journey didn’t have to be like this?

Imagine having everything you need in one place—a single membership that covers SME & corporate credit, financial analysis, loan appraisal, accounting standards, documentation, banking regulations, and operational know-how. A structured roadmap guides you step by step, building deep, practical expertise without confusion.

In just a few months, with 30–45 minutes a day, you’ll be able to:

• Analyze credit proposals and assess risk like a seasoned banker.
• Read and interpret balance sheets, financial ratios, cash flows, and fund flows confidently.
• Assess working capital, term loans, LC & BG facilities, and collateral with ease.
• Apply accounting standards relevant to banking and lending effectively.
• Master documentation, regulatory compliance, and banking operations.
• Apply knowledge immediately with templates, case studies, and e-books.

You’ll move from uncertainty to confidence, from scattered knowledge to structured expertise, and from being overlooked to being recognized as a banking professional who can take on any challenge.

What’s Inside Banking Premium Membership

With Banking Premium, you unlock a complete ecosystem for banking mastery:

🎓 Credit & Financial Analysis Mastery Bundle (15 Courses) – Learn everything from credit analysis basics, balance sheet reading, ratio analysis, cash & fund flow analysis, CMA report preparation, working capital assessment, term loan appraisal, and case studies with collateral evaluation.

📚 Ebook Bundle for Banking Professionals (80+ Ebooks & Templates) – Covering financial statement guides, SME & corporate lending, trade finance, project reports, banking soft skills, business models, fraud detection, accounting standards, and much more.

📘 Accounting Standards Courses Bundle (AS 1 to AS 22) – Understand key standards like Cash Flow Statements, Revenue Recognition, Inventories, Construction Contracts, Property Plant & Equipment, Amalgamations, Borrowing Costs, Taxes on Income, and Segment Reporting—essential for banking and lending decisions.

💻 Banking Excellence Knowledge Hub – Master documentation, charges creation, SARFAESI basics, retail banking, auto loans, credit policies, risk management, and CIBIL report interpretation. Everything you need for operational, regulatory, and lending expertise is here.

💡 Access to All LIVE Workshops & Webinars – Past recordings and upcoming sessions on financial literacy, loan appraisal, cash flow & fund flow analysis, term loans, non-fund-based credit, working capital management, project reports, ratio analysis, and practical case studies.

By becoming a Banking Premium Member, you gain all present and future banking courses—structured, comprehensive, and ready to accelerate your career growth. Instead of piecing knowledge together, you follow a clear path to expertise, ensuring you stay ahead in the competitive banking landscape.

Credit and Financial Analysis Mastery Bundle (SME & Corporate Credit) (15 Courses)

1. Module 1 - Basics of Credit Analysis
2. Module 2 - How to Read Balance Sheet
3. Module 3 - How to do Financial Ratio Analysis?
4. Module 4 - How to do Cash Flow Analysis?
5. Module 5 - How to do Fund Flow Analysis?
6. Module 6 - How to carry out Credit Risk Rating for Non-Trading Entities?
7. Module 7 - How to carry out Credit Risk Rating for Trading Entities?
8. Module 8 - How to prepare CMA Report for Bank Loans?
9. Module 9 - How to prepare Cash Budget for Bank Loans?
10. Module 10 - How to Assess Fund Based Working Capital (CC / OD) as Banker?
11. Module 11 - How to assess Non Fund Based Credit Facility (LC & BG) Assessment as a Banker?
12. Module 12 - How to do Term Loan Appraisal & Assessment as a Banker?
13. Module 13 - Basic Elements of Loan Proposal
14. Module 14 - Case Studies related to Credit Analysis
15. Module 15 - Collateral Securities

Access to all LIVE Workshops & Webinars (Past & Upcoming):

1. Recordings LIVE 6 Days Workshop on Financial Literacy for Entrepreneurs
2. Recording of LIVE Workshop on How to Read Balance Sheet
3. Recording of LIVE One Day Workshop on Financial Literacy for Entrepreneurs
4. Recording of LIVE Workshop on Investment Decision Making using NPV & IRR
5. Recording of LIVE Workshop on Cash Flow Analysis
6. Recording of LIVE Workshop on Managing Debt: How to Stay Ahead of Financial Obligations
7. Recording of One Day Workshop on Credit & Financial Analysis Mastery
8. Recording of LIVE Workshop on Fund Flow Analysis
9. Recording of LIVE Workshop on Basics of Personal Finance
10. Recording of LIVE Workshop on Cash Credit: Concept and Assessment
11. Recording of LIVE Workshop on Rice Mill – Unlock the Potential of Rice Milling Business
12. Recording of LIVE Workshop on Financial Ratio Analysis
13. Recording of LIVE Workshop on Term Loan Assessment & Appraisal
14. Recording of LIVE Workshop on Golden Rules of Financial Management
15. Recording of LIVE Workshop on Working Capital Management
16. Recording of LIVE Workshop on Case Studies in Credit & Financial Analysis
17. Recording of LIVE Workshop on How to prepare Project Report for Term Loan
18. Recording of LIVE Workshop on Non Fund Based Credit Facilities
19. Recording of LIVE Workshop on How to Read and Analyse Stock Statements for CC Limits: A Step-by-Step Session
20. Recording of LIVE Workshop on Basics of SME Loan Documentation

Ebook Bundle for Banking Professionals

16. Simple Guide to the Balance Sheet: 40 Questions & Answers
17. Financial Statements 101: A Question-and-Answer Guide
18. How to Read and Understand Financial Statements of a Bank
19. Basics of Risk Regulations in Banking and Introduction to BASEL Norms
20. Mastering Letters of Credit: A Complete Guide to Understanding and Utilizing LCs
21. Basics of Bill Discounting
22. Basics of Trade Finance
23. The Basics of Vendor Financing & Dealer Financing
24. E-Book on Spinning Credit: A Brief Guide for Textile Yarn Manufacturing Loan Analysis
25. Funding Construction Business Units: Strategies and Challenges
26. Lending to Educational Institutions: A Guide for Bankers and Finance Professionals
27. How to analyse Electric Vehicles Manufacturing Entity?
28. How to Become a Successful Bank Branch Manager: A Comprehensive Guide
29. How to become a successful Relationship Manager in SME & Corporate Banking
30. The Road to the Top: Navigating Your Way from Bank PO to MD
31. How to Become a Credit Manager
32. Project Report & CMA Template
33. Basics of Sole Proprietiorship: A Guide for Bankers and Finance Professionals
34. How to Learn Effectively from Pre-Recorded Online Courses
35. How to Write a Financial Analysis Report: A Comprehensive Guide to Effective Analysis and Reporting
36. Introduction to Credit Analysis and Underwriting
37. Ace Your Credit Officer Interview: The Ultimate Guide
38. The SME Lender's Handbook: A Guide to Fraud Detection and Prevention
39. Financial Analysis: Common Mistakes to Avoid
40. Basics of Partnership Firms: A Guide for Bankers and Finance Professionals
41. Basics of LLP: A Guide for Bankers and Finance Professionals
42. Emotional Intelligence: Enhancing Self-awareness, Empathy, and Social Skills
43. E-BOOK on Cash Flow Statement
44. E-BOOK on Financial Ratio Analysis
45. E- BOOK on Debt Equity Ratio
46. E-BOOK on Capital Structuring
47. E-Book on Debt Service Coverage Ratio (DSCR)
48. E-Book on Working Capital Management
49. E-BOOK on Capital Budgeting and Cash Flow
50. E-Book on Fund Flow Statement
51. Handwritten E-book on 50 Banking Credit Tech Terms
52. Banker's Guide to Building Bonds: Mastering Soft Skills for Small Business Success
53. Mastering Risk Identification in Banking: Navigating Challenges with Confidence
54. How to understand Retail Business Model: A Comprehensive Guide for Bankers and Finance Professionals
55. How to Understand Manufacturing Business Model: A Guide for Bank and Finance Professionals
56. How to understand Service - Based Business Model : A Guide for Bankers in Loan Assessments
57. Mastering Negotiation Skills for Bankers: Structuring Credit Facilities for Small Businesses
58. Supply Chain Finance for Small Businesses - A Comprehensive Guide for Bankers
59. Navigating the Education and Training Business Model: A Comprehensive Guide for Bankers Evaluating Loan Applications
60. Financial Statement Analysis: Short Notes
61. Credit Essentials in a Nutshell: Short Notes
62. Mastering Time Management: Techniques for Banking and Finance Professionals
63. Mastering Soft Skills in Banking & Finance: A Guide to Effective Communication, Leadership, and Teamwork
64. Work-Life Balance for Banking and Finance Professionals
65. Health and Wellness for Banking and Finance Professionals
66. E- BOOK on Current Ratio
67. E- BOOK on Inventory Turnover Ratio
68. Model CMA - Excel Template
69. 150 Banking Credit Technical terms [Part 1]
70. Understanding the Non-profit Organization Business Model: A Guide for Indian Bankers
71. Mastering Fraud Detection: A Banker's Guide to Proactive Fraud Detection and Prevention
72. Child Future Education - Financial Planning Template
73. Competition in Banking: Strategies for Thriving in a Crowded Market
74. Financial Planning for Bankers: Securing Your Future
75. Basics of Trust: A Guide for Bankers and Finance Professionals
76. Mastering EBITDA: Essential Guide to Financial Analysis
77. Basics of Society: A Lead for Bankers and Finance Professionals
78. Ebook on How to Plan for Seasonal Business Cash Flow Fluctuations
79. ROI Mastery – How to Analyze & Improve a Company’s Return on Investment (ROI)
80. Ebook on Beyond Numbers: Developing Business Acumen for Finance Professionals
81. The Branch Manager's Guide to Growth: Sales Leadership in Banking
82. Ebook on Becoming a High-Performing Bank Executive: Leadership & Decision-Making Strategies
83. The Banker's Guide to Forensic Loan Analysis: Techniques and Best Practices
84. Ebook on Term Loan Appraisal for Hotels & Bar-Restaurants: A Banker’s Guide to Evaluating Hospitality Ventures
85. Ebook on Beyond the Balance Sheet: Understanding Credit History and Industry Dynamics
86. Ebook on Collateral in Credit Appraisal: Assessment, Valuation & Risk Mitigation
87. 101 Accounting Terminologies: A Conversational Guide for Bankers & Finance Professionals
88. Ebook on Lending to Sole Proprietors: Simplicity with Hidden Risks
89. Ebook on How to Review GST Returns as a Banker for Effective Lending Decisions
90. How to Review Income Tax Returns as a Banker for Effective Lending Decisions
91. Ebook on How to Review Sales Report as a Banker for Effective Lending Decisions
92. Ebook on Term Loan Appraisal for Supermarkets & Grocery Chains
93. eBook on How to Do Pre-Sanction Inspection of Borrower Entities
94. Ebook on How an IPO Allotment Process Takes Place in India
95. eBook on Understanding Corporate Lending: A Banker’s Guide to Private & Public Limited Companies

Accounting Standards Courses Bundle

96. AS 1 Disclosure of Accounting Policies
97. AS 2 Valuation of Inventories
98. AS 3 Cash Flow Statements
99. AS 4 Contingencies and Events Occurring after Balance Sheet Date
100. AS 5 Net Profit or Loss for the Period, Prior Period Items and Changes in Accounting Policies
101. AS 7 Construction Contracts
102. AS 9 Revenue Recognition
103. AS 10 Property, Plant and Equipment
104. AS 11 Effects of Changes in Foreign Exchange Rates
105. AS 12 Accounting for Government Grants
106. AS 13 Accounting for Investments
107. AS 14 Accounting for Amalgamations
108. AS 16 Borrowing Costs
109. AS 17 Segment Reporting
110. AS 22 Accounting for Taxes on Income

Banking Excellence Knowledge Hub

111. Documentation
112. Creation of Charges
113. Role of Debt Recovery Agents
114. Basics of SARFAESI Act
115. Basics of Retail Banking
116. How to Read CIBIL Report?
117. Auto Loan A Complete Study
118. Credit Policy, Products, Delivery, Appraisal, Risk & Rating

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Frequently Asked Questions:

How to become a Banking Premium Member?
You can make the prescribed One-Time Payment directly through the course link.

When will you get access to the courses in Membership?
Once you complete the payment, allow us 12 – 24 hours to add all the courses to your student account.

Whom to contact if the courses are not added within the prescribed duration?
Please drop a mail to nrajca@gmail.com or send a WhatsApp message to +917736270601.

Note:
Please note that the offer of assured free access to future courses is only applicable for courses that are instructed by CA Raja as the primary instructor. In case a course is delivered by an external instructor or in combination (i.e. a combination of CA Raja and an external instructor), or if it is provided outside the learning management system (e.g. on WhatsApp, through seminars, etc.), then the offer of free access will not be applicable. Such courses fall outside the purview of our Membership Program.