Preview Banking Credit Analysis Process (for Bankers)

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Chapter-1 Introduction to Credit Analysis

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Why Credit Analysis Required

2726,2403 video with promo.mp4

Know Your Customers

2404.mp4

Know Customer Integrity

2405.mp4

Know Performance Efficiency

Know-Performance-Efficiency.mp4

Know Financial Position and ability to Pay Back

Know-Financial-Position-and-Ability-to-Pay-Back-1.mp4

Know about Industry

Know-about-Industry.mp4

Legal and Valuation of Securities

Legal-and-Valuation-of-Securities.mp4

Why Past Loans Matter

20ewhypastloansmattermp4.mp4

Chapter-2 Financial Statements Reading Skill

Financial Statements

finance-for-non-finance3.mp4

Income Statement and Balance Sheet

2-Income-Statement-and-Balance-Sheet.mp4

Sources and Uses of Funds

Sources-and-Uses-of-Funds.mp4

Financial Statement Making Process

4-Financial-Statement-Making-Process.mp4

Difference between Income, Liability, Expense and Assets

5-DIFFERENTIATING-FACTOR-FOR-ASSET-LIABILITY-INCOME-AND-EXPENSE.mp4

Profit and Cash

Profit-and-Cash.mp4

Structure of Balance Sheet

4-Structure-of-Balance-Sheet.mp4

What is important in Reading Balance Sheet

3-What-is-important-in-Reading-Balance-Sheet.mp4

Second Balance Sheet Reading Skill Understanding Liquidity Position

untitledmp4.mp4

Third Balance Sheet Reading Skill - Performance Measurement

3rd-Balance-Sheet-Reading-Skill.mp4

Chapter-3 Analysis of Financial Ratios

Introduction to Ratio Analysis (Talking Head)

2948.mp4

Classification of Ratio (Talking Head)

2947

Introduction to Liqudity Ratio (Talking Head)

2946.mp4

Classification of Liqudity Ratio (Talking Head)

34 FM34.mp4

Current Ratio (Talking Head)

35 FM35.mp4

Quick Ratio (Talking Head)

36 FM36.mp4

Ideal Current Ratio and Quick Ratio (Talking Head)

37 EM37.mp4

Absolute liqudity Ratio (Talking Head)

38 FM38.mp4

Basic Defense interval Ratio (Talking Head)

39 FM39.mp4

Capital Structure Ratios (Talking Head )

40 FM40.mp4

Turn over Ratio (Talking Head )

41 FM41.mp4

Inventory Turn over Ratio (Talking Head )

42 FM24.mp4

Debtors Turn over Ratio (Talking Head)

43 FM43.mp4

Creditors Turn over Ratio (Talking Head)

44 FM44.mp4

Inventory Holding Period (Talking Head)

45 FM45.mp4

Debtors Collection Period (Talking Head)

46 FM46.mp4

Creditors Payment Period (Talking Head)

47 FM47.mp4

Case Study 1 Ratio Analysis (Talking Head)

48 FM48.mp4

Case Study 2 Ratio Analysis (Talking Head)

49 FM49.mp4

Case Study 3 Ratio Analysis (Talking Head)

50 FM50.mp4

Case Study 4 Ratio Analysis (Talking Head)

51 FM51.mp4

Debt Service Coverage Ratio (Talking Head)

52 FM52.mp4

Interest Coverage Ratio (Talking Head)

53 FM53.mp4

Preference Dividend Coverage Ratio (Talking Head)

54 FM54.mp4

Capital Gearing Ratio (Talking Head)

55 FM55.mp4

Profitability Ratio (Talking Head)

56 FM56.mp4

General Profitability Ratio (Talking Head)

57 FM57.mp4

Return on Investment Ratios (Talking Head)

58 FM58.mp4

Various Ratio for Equity Share holders (Talking Head)

59 FM59.mp4

Market Value Ratios (Talking Head)

60 FM60.mp4

Summary and limitation of Ratio Analysis (Talking Head)

61 FM61.mp4

Chapter 4 - Fund Flow Analysis for Identifying Diversion of Funds

Introduction to Fund Flow Analysis (Talking Head)

2950.mp4

Importance of Fund Flow Analysis (Talking Head)

74 FM74.mp4

Fund Flow Through some Numbers (Talking Head)

75 FM75.mp4

Fund Flow Through Digram (Talking Head)

76 FM76.mp4

How to identify long term Sources and Uses (Talking Head)

77 FM77.mp4

Example of Long Term Source And Uses (Talking Head)

78 FM78.mp4

Standard Format of Fund Flow Statement (Talking Head)

79 FM79.mp4

Fund Flow Analysis Case Study

4-FFA-CS-4.mp4

Fund Flow Statement Analysis of Real Case

FFS1.mp4

Chapter -5 Cash Flow Analysis for Understanding Cash Generation and Movement

Cash Flow Statement Introduction (Talking Head)

66-FM66.mp4

Cash Flows from Various Activities (Talking Head)

67-FM67.mp4

Cash Flow Statement Direct Method (Talking Head)

68-FM68.mp4

Cash Flow Statement Indirect Method (Talking Head)

69-FM69.mp4

Case Study 1 Cash flow study (Talking Head)

70-FM70.mp4

Case Study 2 Cash flow study (Talking Head)

71-FM71.mp4

Case Study 3 Cash flow study (Talking Head)

72-FM72.mp4

Chapter - 6 Types of Business Loans

Types of Bank Loans for Business

20c Types of Bank Loans for Business.mp4

Bank Loans for New Projects

20d Bank Loans for New Projects.mp4

Loans available in banking channel

23aLoansavailableinbankingchannel.mp4

Chapter - 7 Working Capital

Working Capital Loans

23b Working Capital Loans.mp4

Working Capital Cycle

23c Working Capital Cycle.mp4

Tandon Committee Recommendations on Working Capital Assessment

145 CFA145.mp4

Working Capital Assessement as per Nayak Committee

2424.mp4

Chapter - 8 Cash Credit

Understanding Cash Credit

23d Understanding Cash Credit.mp4

Cash Credit Example

23e Cash Credit Example.mp4

Cash Credit

2422.mp4

Assessment of Cash Credit - ABF Method

322-CFA322.mp4

Assessment of Cash Credit - Conservative Method

323-CFA323.mp4

Drawing Power Computation from Stock Statement

324-CFA324.mp4

Chapter 9 - Non Fund Based Credit Facilities

What and Why of Non Fund Based Credit Facilities?

329 CFA329.mp4

Chapter 10 - Letter of Credit

Letter of Credit

2905.mp4

Documents involved in Letter of Credit

332 CFA332.mp4

Types of Letter of Credit

333 CFA333.mp4

General aspects related to LC

334 CFA334.mp4

Assessment of Letter of Credit

335 CFA335.mp4

Letter of Credit (Old Lecture)

23g Letter of Credit.mp4

LC Computation (Old Lecture)

23i LC Computation.mp4

Chapter 11 - Bank Guarantee

What is Bank Guarantee?

2949.mp4

Types of Bank Guarantee

337 CFA337.mp4

Bid Bond Guarantee

338 CFA338.mp4

Advance Payment Guarantee

339 CFA339.mp4

Appraisal and Assessement o BG Limits

340 CFA340.mp4

Bank Guarantee (Old Lecture)

23k Bank Guarantee.mp4

Types of Bank Guarantees (Old Lecture)

23l Types of Bank Guarantees.mp4

What is Bid Bond Guarantee?

2915(2).mp4

Maintenance bond / guarantee

2952.mp4

What is Retention Money Guarantee?

2953.mp4

What is Advance payment Guarantee?

2954.mp4

Chapter 12 - Project Report

Basics of Project Report

Basics of Project Report.mp4

Chapter 13 - Term Loan Appraisal

Term Loan Appraisal By Banks

9 Term Loan Appraisal By Banks.mp4

Term Loan - Nature of Project

10 Term Loan - Nature of Project.mp4

Cost of Project and Means of Finance

11 Cost of Project and Means of Finance.mp4

Term Loan

325 CFA325.mp4

DSCR Computation in Term Loan

326 CFA326.mp4

FOIR Computation in Term Loan

327 CFA327.mp4

Term Loan Eligibility Calculation

328 CFA328.mp4

Why Business entities should go for Term Loan?

2960.mp4

Chapter 14 - Project Viability

What is Project Viability

20f What is Project Viability.mp4

Project Viability - Case Study

20h Project Viability - Case Study.mp4

Chapter 15 - Cost of Project

Cost of Project

23t Cost of Project.mp4

Land Cost

23u Land Cost.mp4

Building Cost

23v Building Cost.mp4

Plant and Machinery Cost

23w Plant and Machinery Cost.mp4

Preliminary and Preoperative Expenses

23x Preliminary and Preoperative Expenses.mp4

Other Cost and Interest duirng Implementation

23y Other Cost and Interest duirng Implementation.mp4

Provision for Contingency

23z Provision for Contingency.mp4

Chapter 16 - Break Even Analysis

Break Even Analysis

20iBreakEvenAnalysis.mp4

Break Even Point Example

20j Break Even Point Example.mp4

Break Even Point Graph

20k Break Even Point Graph.mp4

Break Even Test by Bankers

1108P64BreakEvenTestbyBankers.mp4

Cash Break Even Analysis

1108P64CashBreakEvenAnalysis.mp4

Chapter 17 - Credit Rating

ECRA

1108P58ECRA.mp4

Default

1108P58Default.mp4

Credit Rating Scale

1108P59CreditRatingScale.mp4

Importance of Credit Rating Scale

1108P59ImportanceofCreditRating.mp4

Chapter 18 - Credit Scoring

Credit Scoring & Credit Score

1172 cfa1172.mp4

What is Good Credit Score?

1173 cfa1173.mp4

What is CIBIL?

2425.mp4

Factors affecting CIBIL Score

1175 cfa1175.mp4

How to improve Credit Score?

1179 cfa1179.mp4

What is CIBIL Score?

1181 cfa1181.mp4

Reasons for Poor Credit Score

1183 cfa1183.mp4

Mistakes in Credit Scoring

1185 cfa1185.mp4

How to correct your Credit Score?

1187 cfa1187.mp4

5 Myths about Credit Score

6196

Chapter 19 - Key Analysis by Bankers

Why Bankers reluctant to sanction Working Capital Facility?

LACS1.mp4

Why Bankers are running after seeing this Balance Sheet?

LACS2.mp4

Why Current Ratio of atleast 1.33 is insisted by Bankers?

WCR133.mp4

What are Current Assets and Current Liability?

CACL.mp4

How Bankers Understand Long Term Stability of Business?

ULTSOB.mp4

Return on Investment Case Study

ROICS.mp4

Importance of Debt to Equity Ratio

IDER.mp4

Preference Share Capital

PSC.mp4

Why Banks are insisting on Margins on Loans

WBIMOL.mp4

Why Banks insist on Financial Statements

WBIOFS.mp4

How Sales analysis made by Banker

HSAMBB.mp4

Chapter 20 - Marginal Cost of Funds based Lending Rate (MCLR)

What & Why of MCLR

1 mcl1.mp4

Calculation of MCLR

2 mcl2.mp4

Misc. Items related to MCLR

3 mcl3.mp4

Chapter 21 - Export Credit

Export Credit

341 CFA341.mp4

Preshipment Credit

342 CFA342.mp4

Assessment of Preshipment Credit

343 CFA343.mp4

Chapter 22 - Terms of Payment in Export Transactions

Introduction to Terms of Payment

764 cfa764.mp4

Advance Payment

765 cfa765.mp4

Documentary Credit

766 cfa766.mp4

Parties in Documentary Credits

767 cfa767.mp4

Details included in Letter of Credit

768 cfa768.mp4

Practical Mechanism in Letter of Credit

769 cfa769.mp4

Different Kinds of Letters of Credit

770 cfa770.mp4

Chapter 23 - Export Finance

Introduction to Export Finance

771 cfa771.mp4

Preshipment Finance - Packing Credit

772 cfa772.mp4

Advance against Incentives

773 cfa773.mp4

Preshipment Credit in Foreign Currency

774 cfa774.mp4

Postshipment Finance

775 cfa775.mp4

Negotiation of Export Documents under Letter of Credit

776 cfa776.mp4

Purchase or Discount of Foreign Bills

777 cfa777.mp4

Advance against bills sent on collection

778 cfa778.mp4

Advance against goods sent on consignement

779 cfa779.mp4

Advance against Export Incentives

780 cfa780.mp4

Advance against undrawn balances and retrention money

781 cfa781.mp4

Post shipment credit in Foreign Currency

782 cfa782.mp4

Chapter 24 - CMA

CMA Introduction

190889CMAIntroduction.mp4

CMA - Operating Statement

190889CMAOperatingStatement.mp4

Capturing Past Data from Audited Financial Statements

1-Capturing-Past-Data-from-Audited-Financial-Statements.mp4

Analysing Previous Years Income Statement

2-Analysing-Previous-Years-Income-Statement.mp4

Analysing Previous Year Liability Statement

3-Analysing-Previous-Year-Liability-Statement.mp4

Analysing Previous Years Asset Statement

4-Analysing-Previous-Years-Asset-Statement.mp4

Chapter 25 - COMPUTERISED ACCOUNTING SYSTEM

Introduction

1-Intro.mp4

Classification of comp

2-Classification-of-comp.mp4

Features

3-Features.mp4

Terms used

4-Terms-used.mp4

Differences

5-Differences.mp4

Adv and Disadv

6-Adv-and-Disadv.mp4

Functions of CAS

7-Functions-of-CAS.mp4

Comp scope in banking

8-Comp-scope-in-banking.mp4

Why compl automation

9-Why-compl-automation.mp4

Centralised Infra

10-Centralised-Infra.mp4

Core bank and benefits

11-Core-bank-and-benefits.mp4

Tech architecture CBS

12-Tech-architecture-CBS.mp4

Flow of transaction

13-Flow-of-transaction.mp4

Information Security

14-Information-Security.mp4

SOP PC LAPTOP

15-SOP-PC-LAPTOP.mp4

Pwd Mgmt Policy

16-Pwd-Mgmt-Policy.mp4

Chapter 26 - BANKING OPERATIONS

Introduction

1-Intro.mp4

Functions of bank

2-Functions-of-bank.mp4

Main functions of bank

3-Main-functions-of-bank.mp4

Front office and Back office

5-Front-off-bacl-off.mp4

Outsourcing activities

6-Outsourcing-activities.mp4

Operational Instructions in Banks

7-Oper-Inst-in-Banks.mp4

Banking Operations Manual

8-Banking-Oper-Manual.mp4

Chapter 27 - OPERATIONAL ASPECTS KYC

Operational aspects of KYC Norms

1-Oper-aspects-KYC.mp4

KYC Norms - Customer Acceptance Policy

2-KYC-CAP.mp4

KYC Norms - Customer Identification Procedure

3-KYC-CIP.mp4

KYC Monitoring Transaction

4-KYC-MOT.mp4

KYC Risk Management

5-KYC-RM.mp4

Selecting Additional information KYC

6-SAI-KYC.mp4

Norms for Periodic Updation of KYC

7-UPDATE-KYC.mp4

KYC Relaxatio

8-KYC-Relaxatio.mp4

eKYC

9-eKYC.mp4

Customer Service in Banks

10-CSB.mp4

ATM Transactions

11-ATM-Transactions.mp4

Recent Changes in customer Service - RBI

12-Changes-RBI-CS.mp4

BCSBI

13-BCSBI.mp4

Chapter 28 - LOAN ACCOUNTS

Introduction

1-Intro.mp4

Technical Term

2-tech-term1.mp4

Technical Term 2

3-TT3.mp4

Priority Sector 3

4-Priority-Sector.mp4

Technical Term 4

5-TT4.mp4

Basic Rate

6-BR.mp4

Fixed & Floating Rate

7-FFR.mp4

Penal Rate of Interest

8-pri.mp4

Security

9-Security.mp4

Document of title to Goods & Bankers General Lien

10-DTG-BGL.mp4

Negative lien , Restriction Advances, Rehabilitation & Recovery

11-NLRARR.mp4

Operational Process of loan in Banks

12-OPLB.mp4

Methods for Assessment of loans

13-MFAL.mp4

Accounting aspects of loan Products

14-AALP.mp4

Basic Operating Instructions on Loan Products

15-BOILP.mp4

Operating Manual for C & A

16-OMLA.mp4

Simple Operating Procedure

17-SOP.mp4

Documentation & Margin

18-DM.mp4

VALUATION

19-VALUATION.mp4

Marketability

20-Marketability.mp4

Insurance

21-Insurance.mp4

Godown Pledged Accounts

22-Godown.mp4

Pledging of stocks

23-Pledging-of-stocks.mp4

Unpledged Goods Stored in Pledged Goods Godown

24-UPGIPG.mp4

Delivery of Stock Pledged

25-DOSP.mp4

Submission of Stock Statements

26-SOSS.mp4

Goods Hypothecated lying with Unhypothecated Goods

27-GHKIGWUHG.mp4

Inspection of Stock

28-IOS.mp4

SIP

29-SIP.mp4

Inspating official comment in SIR

30-IOCSIR.mp4

31-SA.mp4

Inspection Charge

32-IC.mp4

Chapter 29 - Import Finance

What is Buyers Credit

1245 cfa1245.mp4

Discontinuation of Letter of Undertaking / Letter of Comfort for Trade Finance

cfa1541a.mp4

Chapter 30 - Other Banking Products

What is Stand By Letter of Credit?

1250 cfa1250.mp4

What is Mudra Loan?

MUDRA

On-Demand Lectures

What is Nostro Account?

2021-10-14_17:32:22_video

What is difference between Schedule III & VI?

2021-10-14_18:09:43_video

What is the difference between Letter of Comfort & Guarantee?

2021-10-14_19:04:05_video

Why ECGC Cover required?

2021-10-14_20:01:46_video

Whether Company can borrow from Directors? (Part 1)

6197

Whether company can borrow from Director? (Part 2)

6198

Whether company can borrow from Director? (Part 3)

6199

Differences between Co-Applicant & Guarantor

6200

Preview - Banking Credit Analysis Process (for Bankers)